The Money Study
The money study is a co operative of like-minded finance experts who share a common goal, that is to help you, our valued client. Started by Malcolm Tew in 2016, the collective has grown into your one stop shop for retirement education and planning.
The Money study is a hub from where you are able to find all the help you need. Be it education on your superannuation scheme such as PSS or CSS, age care or Centrelink coaching, tailored financial advice or budgeting and financial mentoring. The Money study is able to connect you with the assistance you need.
Meet the team:
Mal Tew – The Money Study:
One on one financial coaching
Offering courses on PSS and CSS defined benefit schemes
Financial courses available on super and retirement, share trading, active wealth, transfer balance cap and many more.
‘Even though Malcolm was a qualified financial planner with over a decade of experience as a planner, in this role he is an educator. Malcolm believes it can be more beneficial to understand your options and learn how to evaluate these options than simply pay a planner to be told what to do. His one on one meeting service helps you to take steps to increase your financial literacy for all facets of your financial situation.
Ash Yeadon - Simple Steps Retirement
Ash comes to the Money Study as a financial coach with over 15 years’ experience helping people to understand their financial options and make informed decisions. With an excellent understanding of superannuation including CSS and PSS defined benefits and retirement income streams, he firmly believes information and knowledge are key to taking control of your financial wellbeing.
Ash specialises in Complex Aged Care, Home Care and Age Pension issues and understands, making the right decision in relation to aged care for you or a loved one can be very overwhelming. Ash can provide assistance to you and your family members to understand aged care costs, available services and your financial options.
Caitlin Preston – The Millennial Mentor:
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Helping you develop a positive money mindset
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Working with you to understand your money habits, values, and drivers
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Helping you to understand and manage your cash flow.
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Working with you to develop clear goals (short-term and mid-term)
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Implementing strategies and steps to achieve your goals.
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Keeping you accountable (on a frequency that works for you)
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Teaching you financial basics that will set you up for a financially free future; and
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Providing you with tools and resources to keep you on track.
Money should not be taboo to talk about – it should be openly discussed, after all, this is how we grow and learn about not only ourselves but others around us. I don’t like the word ‘budget’ – it is boring, has a lot of negative connotations and scares a lot of people. I prefer it to be thought of more of a money plan that can be implemented into your lifestyle and aligns with your values. It is important to understand your historical spending habits to modify them and not only set achievable goals but also come up with practical steps and strategies to ultimately achieve them. Life should be enjoyed – it is not about restricting yourself or your lifestyle and counting every cent – it is about establishing good money habits to be financially comfortable, meaning that you will not have to stress about unexpected emergencies or be able to splurge on that holiday of a lifetime. Changing your money habits is ultimately about understanding your values and what drives you to make those purchases. It is about implementing easy strategies in your life that will allow you look at purchases from a ‘value’ point of view. One thing that is important in today’s world, is to not compare yourself with someone else’s ruler! We all have different values and ‘money stories’ that could be totally different. My aim is to empower you to understand your key drivers and put them to good use! Remember – everything is always impossible before it works.
I look forward to working with you and becoming part of your success story!
Please note that Caitlin, Kim and Ashley are not employees of the Money Study. Each individual operates under their own business structure and no responsibility is accepted by the money study on behalf of its referral partners.
