Budgeting and balancing the books

Do you always seem to be going backwards financially? Do you dread the envelopes with windows?  This webinar will help you understand how to budget your finances and keep on track.

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​Items covered are:

• Assessing the situation
• Outgoings by category
• Discretionary and non – discretionary spending
• Identifying problem areas
• Income vs expenditure
• Eliminate the short term debt first
• Using the mortgage
• Making yourself accountable
• Monitoring the progress
• Utilising the positive cash flow

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