Do you always seem to be going backwards financially? Do you dread the envelopes with windows?  This webinar will help you understand how to budget your finances and keep on track.

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​Items covered are:

• Assessing the situation
• Outgoings by category
• Discretionary and non – discretionary spending
• Identifying problem areas
• Income vs expenditure
• Eliminate the short term debt first
• Using the mortgage
• Making yourself accountable
• Monitoring the progress
• Utilising the positive cash flow

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