Superannuation – The Accumulation Phase

This is a seminar for those interested in utilising super to build their wealth for retirement. This is NOT a defined benefits specific seminar but a general superannuation seminar for accumulation funds like PSSap, Australian Super, Hostplus and State Plus

It covers all aspects of the accumulation phase and will cover topics like:

  • Why use superannuation and is it appropriate for me?

  • Contributing before and after tax

  • Salary sacrifice and tax deductions

  • Access to your super

  • Preservation age

  • Your investment decisions - Risk and reward

  • Accumulated Phase Value and Div 293 issues

  • Spouse contributions

  • Spouse transfers

  • Lost super and consolidation

  • Insurances within Super, do you need them?

  • Co – contributions

  • Is a Self-Managed Super Fund (SMSF) appropriate for me?

  • Questions and answers

Next course TBA

Cost: $90

Malcolm Tew, The Money Study, Financial Coach, CSS and PSS Specialist